Datarius
project developed by Fintech Company icrypto S.A. is a novel, social
type of cryptobank which will be first financial institution in
cryptobank industry that is capable of offering customers full varieties
of financial services executed within a decentralized system. The
decentralized system representing datarius model will include blockchain
technologies that will ensure secure information recording and storage
which will excludes the possibility of changing or forging piece of
data.
The
distinctiveness of Datarius Cryptobank is that the project allows
customers to get services, suitable to their needs by operating on peer
to peer ecosystem, where customers making transactions are private
users.
Mission Statements
(i)
Development of peer to peer system that will enable full potential use
of decentralized financial technology within the context of
cryptocurrency payment system and real life.
(ii) To offer world community with access to major financial instruments through peer to peer transaction.
(iii)
Contrasting most developers that promote monopolization of world
financial market by large players, datarius will create seamless financial
institution that would embrace all advantages of traditional financial
organizations without disadvantages: non-transparency, unpredictability,
lobbyism, and administrative burden.
Advantage of Using Datarius Cryptobank
Usage of cryptocurrencies, which centrally controlled, as well as smart contracts allows to process transactions more efficiently and safely compared to conventional deals.
The system allows users to make their own decision when judging appropriateness of certain services and applications, which reduce cost of processing transactions.
Customer selects a service according to his/her own prerequisites and pays the price without service charge.
Project Plan and development
Datarius
Project team will provides access to completely decentralized system of
financial services for both people who are aware of the cryptocurrency
market and those who are still cautious of such services. The project
will bring cryptocurrency system from practical space to real financial
services market, preserving the best features of traditional banks
without bureaucratic practices and excess service costs.
Development
of multifunctional cryptobank is a complex process, datarius team will
work to enhance preliminary agreements with prospective partners and
implement their services in the system.
Datarius cryptobank development steps include:
Personal IBAN
Users
will have wallets that are related to personal account with equivalent
International Bank Account Number. User accounts will be linked to
datarius account in partner bank with certain cash balance that is
maintained constantly. This will allow fiat currency to circulate within
established limits without intermediaries.
Multi-Currency Accounts
User
will be able create and use wallets denominated in any currency. As a
result of this feature system will be a full-fledged payment hub in which
various national and cryptocurrencies are freely converted without
using other exchange platforms.
Peer to Peer Lending
Datarius P2P lending system will have two key objectives:
1. to increase reliability and to automate technical aspects of lending with smart contracts and data recording in a blockchain;
2.
to evaluate and group loan applications by levels of risks through the
algorithmic selection and, in some cases, processing by analysts of
datarius system
To
access Datarius P2P lending system, users need to undergo verification
procedure (a principle called Know Your Client), by adding personal
information to the profile and confirming mobile phone number.
Co-branded Credit Cards
Asset Exchange
Transaction Insurance
Online Training Centre for System Users etc.
Asset Exchange
Transaction Insurance
Online Training Centre for System Users etc.
Token Detail
Soft Cap: $1000000
Hard Cap: $67000000
Limitation of number of tokens: 200.000.000 DTRC
The fixed value of the token: 1$
Presale: 12.12.17 12:12 UTC — 31.12.17 12:12 UTC with 35% bonus
Crowdsale: February 2018
For your details:
Datarius a Completely Decentralized Crytobank
![Datarius a Completely Decentralized Crytobank]()
Reviewed by Planet
on
13:58
Rating:
No comments: